WRC has a bug
Most of you, about now, will be saying "What in the blue hell is WRC?" Well, let us enlighten you.
You see, the NTSC market that is the US and Canada is largely ignored when it comes to rally games, barring Codemasters pitiful attempts. In Japan, however, they have a fully licensed WRC game. WRC being, of course, World Rally Championship. A game ripe for import by starving rally fans not wanting to do the Colin McRae dance. (And who can blame you.)
However, a pretty significant bug has been found, which causes the game to quit loading at a certain point, rendering it as useful as a chocolate kettle. Not all copies seem to have the bug, and the replacement offer involves having to call Japan. So if you're an NTSC based WRC fan, put down that credit card, and back away slowly.